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Rates Calculator

Test drives can get old pretty fast. Good thing our auto lenders work even faster. Let’s see what that truck can really do.

Key Features

  • Competitive Rates
  • Quick Decisions
  • Local Processing

At MCT, we provide you with some of the best auto loans and services in Southeast Texas. Apply online now to get on the road to a new or used auto!

  • No payments for 90 days*
  • Flexible terms that fit your budget
  • Pre-approval available for extra bargaining power at the dealership
  • Refinance your current vehicle to potentially lower your rate
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish
*Interest will continue to accrue during 90-day no-payment period. Some exclusions apply.  Please see Credit Union for additional details.
AMERICAN SHARE INSURANCE  Your savings insured to $250,000 per account.  This institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money.  Members' accounts are not insured or guaranteed by any government or government-sponsored agency.