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Rates Calculator

Test drives can get old pretty fast. Good thing our auto lenders work even faster. Let’s see what that truck can really do.

Key Features

  • Competitive Rates
  • Quick Decisions
  • Local Processing

Roll into February with a new vehicle - and a special, low rate!

We've combined our 70th anniversary with the 57th year of football fun to bring you a championship-caliber rate discount of 1.27%*.

  • Rates as low as 3.72% APR* for 60 months
    (That's a 1.27% rate discount!)
  • February 01-14
  • PLUS - No payments for 90 days**


  • Apply Online at the link above
  • Call to apply at 409.727.1446
  • Visit one of our five branches


*APR=Annual Percentage Rate. Rate Discount of 1.27% eligible for all New or Used Auto loans for model years 2016 and newer funded between 2/1/2023 – 2/14/2023 with full product participation.  Full participation includes Credit Life, Credit Disability, and Warranty.  All loans and rates are based on a 60-month term subject to approval based on credit history, proof of income, and review of collateral.  Some restrictions may apply. Rates are subject to change without notice. Please see Credit Union for additional details.

**Interest will continue to accrue during 90-day no-payment period. Some exclusions apply.