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Rates Calculator

Test drives can get old pretty fast. Good thing our auto lenders work even faster. Let’s see what that truck can really do.

Key Features

  • Competitive Rates
  • Quick Decisions
  • Local Processing

At MCT, we provide you with some of the best auto loans and service in Southeast Texas. Apply online now to get on the road to a new or used auto!

  • Competitive rates on new or used vehicles with rates as low as 1.75% APR*
  • Flexible terms that fit your budget
  • Pre-approval available for extra bargaining power at the dealership
  • Refinance your current vehicle to potentially lower your rate
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish



*APR = annual percentage rate. Auto loan rates are valid for new and used auto loans. All loans and rates are based on a 60 month term and subject to credit approval and product participation; some restrictions may apply. Rates are subject to change without notice. Loan promotion ends September 30, 2020.

By members’ choice, this institution is not federally insured but insured by American Share Insurance.