Unlock the Power of Membership:

Anyone who lives, works, or is located in Jefferson County, Orange County, or Hardin County is eligible to bank with MCT Credit Union. 

Your family members may also be eligible for membership with MCT Credit Union! Check with a Member Services Representative for details. 

What Membership Means

A credit union is a cooperative financial institution that offers the same products, services, and conveniences that you would get at a bank, but with your best interests in mind. When you bank with MCT Credit Union, you are a member and a co-owner of the financial institution. Instead of giving profits to shareholders as a bank would, we return ours to our members in the form of better rates and fewer fees. 

How to Join 

If you are eligible for membership, joining MCT Credit Union is easy: just open and maintain a Membership Share Savings Account. Once you become a member, you can stay a member forever — even if you move halfway around the world! 

Online Application Process

  • You must be 18 years or older to open an account online
  • As part of this application process, your credit will be pulled to assist us in verifying who you are and to identify potential cross-sell opportunities that will benefit you
  • Select Join Today below to begin your online application process

To learn more, please call us at 409-727-1446 or 800-846-1751 or visit a branch.