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Rates Calculator

Get funds for just about anything — with nothing more than your signature. Apply today to see if you qualify.

Key Features

  • Competitive Rates
  • Quick Decisions
  • Local Processing
  • Now offering a Holiday Loan to help you check off everything on your gift list and save some money with a limited-time holiday bonus of 2.4% rate discount*
  • Competitive rates for a wide variety of personal needs:
    • Vehicle repairs
    • Family vacations
    • Education expenses
    • Debt consolidation
    • And more
  • No collateral required
  • Loan amounts from $500
  • Flexible terms that fit your budget
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish


Holiday Loan:

*Maximum Loan Amount is $2,500 with a Maximum Term of 12 months to receive 2.4% Rate Discount. All loans and rates are subject to credit approval; some restrictions may apply. Rates are subject to change without notice. Loan must close and fund between 10/01/2020 – 12/31/2020. Please see Credit Union for additional details.

Longer term options may be available. Ask an MCT Member Service Representative for details. APR = Annual Percentage Rate. Rates disclosed are current.