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We know that borrowing can seem risky. Put your mind at ease by using your MCT savings as collateral.

Key Features

  • Competitive Rates
  • Quick Decisions
  • Local Processing
  • Use your MCT CU savings account or CD as collateral
  • Secured savings continue to earn dividends
  • Potentially lower interest rates; rates are 1.75% above CD or savings rate1
  • Loan amounts up to 95% of the balance in the collateral account
  • Flexible terms that fit your budget
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish

1APR = Annual Percentage Rate. The rates disclosed are current.

Longer-term options may be available. Ask an MCT Member Service Representative for details.