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Home Mortgage Loans

  • Competitive, fixed rates for home purchase, refinance, or construction
  • FHA, VA, and USDA Loans available
  • Refinance your current home to potentially lower your rate
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New Construction Loans

  • Competitive, fixed rates for your home construction project
  • Available for primary residence or second home construction
  • Interest-only during payments during construction phase
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Land Loans

  • Competitive, fixed rates for the purchase of Southeast Texas real estate
  • Loans available for up to 80% of sales price
  • Repayment terms up to 15 years
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Home Equity Loans

  • Competitive rates for several short-term or one-time needs
  • The existing equity in your home is used as collateral backing
  • Maximum loan to value is 80%
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Home Improvement Loans

  • Competitive, fixed rates for home improvement projects
  • Maximum loan to value is 90%
  • Repayment terms up to 20 years
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