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Rates Calculator

Let’s be real. Shopping can suck the spirit right out of the holidays. Let yourself relax (a little) by saving up ahead of time.

Key Features

  • Competitive Dividends
  • No Monthly Service Fees
  • No Minimum Balance Requirements
  • Free Digital Banking
  • Set aside little by little, year-round for holiday expenses
  • Competitive dividends on entire balance
  • No monthly service fees
  • No minimum balance requirements
  • Make deposits or withdrawals at any time
  • Balance will be deposited in your pre-selected account on November 1st
  • Free digital banking services, including:
  • $25 minimum deposit to open

Rates, terms and conditions subject to change. Refer to MCTCU "All About Your Account" Disclosure for additional terms and conditions. Dividend Rate is an annualized rate of interest approved by the Board of Directors and paid the same on all similar type accounts. APY (Annual Percentage Yield) - Expressed as a percentage: reflects the total amount of interest that would be received on a deposit, based on the dividend rate and the frequency of compounding for a 365-day period.

American Share insurance (ASI) insures the individual or joint share-type accounts up to $250,000 per account.