Get cash back just for meeting a couple of easy qualifications. If you don’t, don’t worry — your account is always free.
- Cash Back on Debit Card Purchases
- Refunds on ATM Withdrawal Fees*
- No Monthly Maintenance Fees
- No Minimum Balance Requirements
- Free checking that pays you back
- 2.50% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $300 in purchases monthly
- Earn up to $90 cash back per year, $7.50 per month
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- Link to free Kasasa Saver® to build savings automatically
- Add Kasasa Protect® for comprehensive fraud protection*
- No minimum balance to earn rewards
- No monthly maintenance fees
- Free digital banking services, including:
- Free Visa® debit card
- $25 minimum deposit to open
It’s Easy to Earn Your Rewards
It's so easy to qualify, you're probably already doing it. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back® account during each Monthly Qualification Cycle:
- At least 1 direct deposit, ACH payment, or bill pay transaction
- At least 10 debit card purchases
That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash Back account is still free. And you can get right back to earning your cash rewards the very next month.
*To earn your rewards just do the following transactions and activities in your Kasasa Cash Back account during each "Monthly Qualification Cycle": Have a minimum of one (1) direct deposit, one (1) ACH transaction or one (1) bill pay transaction post and settle. Have a minimum of ten (10) debit card purchases post and settle. Be enrolled in and agree to receive e-Statements. Be enrolled in and log into online banking. "Monthly Qualification Cycle" is a period beginning two business days prior to the first day of a calendar month through two business days prior to the last day of a calendar month. Transactions posted and settled on the last two business days will qualify for next month's qualification. Qualification Information: Account transactions and activities may take one or more banking days to post and settle to the account and all must do so during the "Monthly Qualification Cycle" in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our Credit Union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our Credit Union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. Reward Information: When your Kasasa Cash Back account qualifications are met during a "Monthly Qualification Cycle", you will receive: (1) 2.50% cash back on up to a total of $300.00 debit card purchases that post and settle to the account during "Monthly Qualification Cycle". A maximum of $7.50 cash back may be earned per "Monthly Qualification Cycle" and (2) you will receive reimbursements up to $25 ($4.99 per single transaction) for nationwide ATM fees incurred during the "Monthly Qualification Cycle" in which you qualified. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the first processing day of the following "Statement Cycle". Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25 minimum deposit is required to open the account. Monthly receipt of electronic statements is a condition of this accounts. Enrollment in electronic services (e.g. online banking, electronic statements and log-ons) may be required to meet some of the account's qualifications. Limit 1 account per social security number. There are no recurring monthly service charges to open or close this account. No minimum balance is required to earn or to receive the account's rewards. Contact a MCT Credit Union service representative for additional information, details and enrollment instructions. Insured by American Share Insurance. Kasasa and Kasasa Cash Back are trademarks of Kasasa Ltd., registered in the U.S.A.