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Kasasa Cash:

General:

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons, and other requirements apply. A $25 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons) may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges to open or close this account. Contact an MCT Credit Union service representative for additional information, details, and enrollment instructions. Kasasa is trademark of Kasasa Ltd., registered in the U.S.A.

 

American Share Insurance Your savings are insured for up to $250,000 per account. By members’ choice, this institution is not federally insured but insured by American Share Insurance. Members’ accounts are not insured or guaranteed by any government or government-sponsored agency.

 

Kasasa Cash:

*To earn your rewards just do the following transactions and activities in your Kasasa Cash account during each “Monthly Qualification Cycle”: 1) Have a minimum of ten debit card purchases post and settle your account; 2) Have a minimum of one ACH debit, or one direct deposit, or one bill pay transaction post and settle your account; 3) Be enrolled in and agree to receive e-Statements. “Monthly Qualification Cycle” is a period beginning two business days prior to the first day of a calendar month through two business days prior to the last day of a calendar month. Transactions posted and settled on the last two business days will qualify for next month’s qualification. Qualification Information: Account transactions and activities may take one (1) or more banking days to post and settle to the account and all must do so during the “Monthly Qualification Cycle” in order to qualify for the account’s rewards. “Banking Day” means any business day on which an office of the Credit Union is open to the public for the purpose of carrying out substantially all of its banking functions. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our Credit Union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our Credit Union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. Reward Information: When your Kasasa Cash account qualifications are met during a “Monthly Qualification Cycle”, (1) Balances up to $20,000 earn a dividend rate of 1.49%; and balances over $20,000 earn a dividend rate of 0.15% on the portion of balance over $20,000, resulting in a range from 1.50% to 0.38% APY depending on the account’s balance and (2) you will receive reimbursements up to $25 for nationwide ATM fees incurred during the “Monthly Qualification Cycle” in which you qualified. APY = Annual Percentage Yield. APY is accurate as of 11/01/2020. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. No minimum balance is required to earn or to receive the account’s rewards. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY, and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the first processing day of the following “Statement Cycle”. “Statement Cycle" means the period of time for which MCT Credit Union provides a summary of the financial activities and transactions that post and settle to the accountholder's account. Rates and rewards are variable and may change after the account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons, and other requirements apply. A $25 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons) may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges to open or close this account. Contact an MCT Credit Union service representative for additional information, details, and enrollment instructions. Kasasa and Kasasa Cash are trademarks of Kasasa Ltd., registered in the U.S.A.

 

American Share Insurance Your savings are insured for up to $250,000 per account. By members’ choice, this institution is not federally insured but insured by American Share Insurance. Members’ accounts are not insured or guaranteed by any government or government-sponsored agency.

Kasasa Cash Back:

General:

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons, and other requirements apply. A $25 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons) may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges to open or close this account. Contact an MCT Credit Union service representative for additional information, details, and enrollment instructions. Kasasa is trademark of Kasasa Ltd., registered in the U.S.A.

 

Kasasa Cash Back

To earn your rewards just do the following transactions and activities in your Kasasa Cash Back account during each “Monthly Qualification Cycle”: 1) Have a minimum of ten debit card purchases post and settle your account; 2) Have a minimum of one ACH debit, or one direct deposit, or one bill pay transaction post and settle your account; 3) Be enrolled in and agree to receive e-Statements. “Monthly Qualification Cycle” is a period beginning two business days prior to the first day of a calendar month through two business days prior to the last day of a calendar month. Transactions posted and settled on the last two business days will qualify for next month’s qualification. Qualification Information: Account transactions and activities may take one (1) or more banking days to post and settle to the account and all must do so during the “Monthly Qualification Cycle” in order to qualify for the account’s rewards. “Banking Day” means any business day on which an office of the Credit Union is open to the public for the purpose of carrying out substantially all of its banking functions. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our Credit Union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our Credit Union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. Reward Information: When your Kasasa Cash Back account qualifications are met during a “Monthly Qualification Cycle”, you will receive: (1) 2.50% cash back on debit card purchases that post and settle to the account during the “Monthly Qualification Cycle”. A maximum of $7.50 cashback may be earned per “Monthly Qualification Cycle” and (2) you will receive reimbursements up to $25 for nationwide ATM fees incurred during the “Monthly Qualification Cycle” in which you qualified. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash Back qualifications are not met, no cash back payments are made, and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the first processing day of the following “Statement Cycle”. Rates and rewards are variable and may change after the account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons, and other requirements apply. A $25 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons) may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges to open or close this account. No minimum balance is required to earn or to receive the account’s rewards. Contact an MCT Credit Union service representative for additional information, details, and enrollment instructions.  Kasasa and Kasasa Cash Back are trademarks of Kasasa Ltd., registered in the U.S.A.

 

American Share Insurance Your savings are insured for up to $250,000 per account. By members’ choice, this institution is not federally insured but insured by American Share Insurance. Members’ accounts are not insured or guaranteed by any government or government-sponsored agency.