MCT Credit Union offers low rates on loans for new and used vehicles of all types. We can also help you save money by refinancing your current vehicle loan if you qualify for a better rate with us!

We make all of our lending decisions locally, and you can count on friendly local service throughout the life of your loan. To be eligible for loans, you must be an MCT Credit Union member. Credit qualifications may apply. For assistance or more information, please call us at 409-727-1446 or 800-846-1751 or visit a branch.

No matter what type of vehicle you’re thinking about buying, a loan from MCT Credit Union can help you make it yours.

We offer:

  • Low rates and flexible terms
  • Easy online application
  • Quick approval process
  • Local decisions
  • Friendly personal service

 

Auto Loans

Get a great loan on your next new or used car, truck or motorcycle. We also refinance, so ask us about saving money on your current vehicle!

Recreational Vehicle Loans

Whether you’re spending your weekends on the water, hitting the road, going off-roading, or zipping around the neighborhood, let us help you get to the fun part of life faster!

We offer affordable loans for boats, ATVs, travel trailers, golf carts and more.

Our current rates are as low as:

Loan TypeAPR*
0-24
months
APR*
25-36
months
APR*
37-48
months
APR*
49-60
months
APR*
61-72
months
New Auto Loans2.75%2.75%2.75%2.75%2.99%
Used Auto Loans2.75%2.75%2.75%2.75%2.99%
Boat Loans3.25%3.25%3.25%3.50%3.75%
Travel Trailer Loans3.25%3.25%3.25%3.50%3.75%
Other Collateral Loans3.25%3.25%3.25%3.50%3.75%