College costs can add up quickly. The MCT Credit Union Smart Option Student Loan® by Sallie Mae® is the ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

We offer competitive interest rates and flexible repayment options that help put your educational goals within reach.

  • Loan amounts up to 100% of school-certified cost of attendance
  • Minimum loan amount: $1,000
  • Fixed and variable interest rate options
  • No origination fees
  • Quick, easy online application process

We make managing and repaying your loan easy, with:

  • Multiple repayment options
  • No prepayment penalty
  • Rewards for on-time payments
  • 24/7 online account management

To qualify, the borrower must attend a degree-granting institution. To be eligible for loans, you must be an MCT Credit Union member.

Credit qualifications may apply. Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate.

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