From making improvements to your home to using the equity in your home for other needs, MCT Credit Union offers competitive loan rates and friendly local service. With our help, just about anything is possible!

For current rates, please speak to our mortgage team by calling 409-727-1446 or 800-846-1751 or visiting a branch.

To be eligible for loans, you must be an MCT Credit Union member. Credit qualifications may apply.

 

Home Equity Loans

You’ve made a big investment in your home, now put your home to work for you! A home equity loan lets you borrow against the value of your home. These funds can be used for almost anything: consolidating and paying off debts, financing your child’s college education or dream wedding, making home improvements, and more.

  • Competitive fixed rates
  • Convenient repayment terms up to 20 years
  • Competitive closing costs
  • Maximum loan to value is 80%

Apply Now

 

Home Improvement Loans

If you’re thinking about upgrading, updating, or expanding your home, we can help! MCT offers affordable home improvement loans to help you make your home the way you’ve always dreamed it could be. Unlike a home equity loan, a home improvement loan may only be used for improvements to your property.

  • Competitive fixed rates
  • Repayment terms up to 20 years
  • Competitive closing costs
  • Maximum loan to value is 90%

Apply Now