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With a MasterCard® Platinum credit card from MCT Credit Union, you’ll enjoy competitive low rates, worldwide acceptance, and the option to earn great rewards.

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  • Special low introductory rate for first 6 months
  • Credit limits of $500 and up
  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • No transaction fee
  • Rewards option
  • 24 hour toll-free customer service
  • Zero liability for unauthorized use
  • Must be 21 years old for an individual account

Additional credit card benefits include:

  • Satisfaction Guarantee Coverage for first 60 days after purchase
  • Purchase Assurance: most merchandise purchased is covered for 90 days if stolen or damaged
  • Extended manufacturer’s warranty up to 12 months on most items purchased
  • Master RoadAssist Service
  • Travel Assistance Services

Account access and free online payments at

Current Rates

Card TypeIntroductory Rate*Standard Rate*
MasterCard Platinum3.90% APR10.00% - 17.99% APR


To be eligible for our credit cards, you must be an MCT Credit Union member with a Membership Share Savings Account. Credit qualifications may apply. For assistance or more information, please call us at 409-727-1446 or 800-846-1751 or visit a branch.

Apply now by filling out this application and returning it to your nearest branch.

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