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Enjoy holiday bells, not bills! Keep the holidays stress-free by saving money throughout the year for your anticipated holiday expenses.

Our Christmas Club Savings Account helps you set money aside specifically for the holidays and earn interest while you save.

  • $25 minimum opening deposit
  • Competitive fixed interest rate
  • Make deposits or withdraw funds at any time
  • Balance will be deposited in your pre-selected account on November 1st

You can make deposits by visiting our lobby, setting up payroll deduction, or transferring money from your other MCT accounts.


Current Rates

Account TypeDividend Rate*APY*
Christmas Club Savings Account0.25%0.25%


Open an Account

To open a Christmas Club Savings Account, you must be a member of MCT Credit Union with a Membership Share Savings Account. Learn more about membership eligibility. For more information, please call us at 409-727-1446 or 800-846-1751 or visit a branch.