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At MCT Credit Union, we believe you should never stop growing. That’s why we make it easy for you to grow your checking account every month.

Kasasa Cash is a free checking account that pays dividends on any balance, plus you can earn higher yields and get ATM refunds each month!

Your BalanceYour Monthly APYATM Refunds
$0.01 to $25,0002.01%Up to $25 per cycle
Above $25,0000.25%
Any, if qualifications are not met0.13%No

To earn the best rewards, just do the following during each monthly qualification cycle:

  • Have at least 10 check card purchases post and settle.
  • Have one direct deposit or ACH automatic payment or one Bill Pay post and settle.

Being enrolled and receiving an eStatement notification is a condition of this account.

If you don’t meet the qualifications, you’ll earn our minimum reward of 0.13% APY. Don’t worry: there are no penalties and you can qualify for the higher rate the next month!

Open an Account

You must be a member with a Membership Share Savings Account in order to open a checking account with us. Not an MCT Credit Union member yet? Check your eligibility!  To learn more, please call us at 409-727-1446 or 800-846-1751 or visit a branch.