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Receive an enhanced level of security with the chip debit cards that come with built-in EMV chip technology. When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code.  This code is virtually impossible to counterfeit and helps reduce in-store fraud.

Personalize your debit card with a team mascot or a patriotic card! MCT Credit Union’s personalized Visa debit cards offer all the same features and benefits as a standard debit card, including the option to enroll in Verified by Visa, a free service that confirms your identity when you make an online transaction.


Mascot  and Patriotic Cards

Show your team spirit! MCT is pleased to offer the School Spirit Check Card Program in partnership with area school districts. When you use your School Visa Check Card, the school of your choice (within participating districts) will receive a percentage of the proceeds per each signature based card transaction for High School Project Graduation. There is no cost to the school or you!

Support Local Veterans with Every Swipe!  The Patriotic Debit Card from MCT makes it easy to give back to those who have given so much. Each time you swipe your card, MCT will donate money toward supporting local veterans’ organizations.  All donations will be divided equally among these three organizations to help veterans right here in our community.

  • Vietnam Veterans of America SETX Chapter
  • Veterans Advocates of America
  • Southeast Texas Veterans Group

Mascot debit card options:

  • Port Neches-Groves Indians
  • Bridge City Cardinals
  • West Orange Stark Mustangs
  • Orangefield Bobcats
  • Little Cypress-Mauriceville Bears
  • Port Arthur- Memorial Titans
  • Lumberton Raiders
  • Nederland Bulldogs

Some cards are available for instant issue.  To learn more, please call us at 409-727-1446 or 800-846-1751 or visit a branch.