MCT Credit Union offers a variety of free checking account options. From straightforward free checking accounts to accounts that reward you with special perks, we make it easy to choose a checking account you’ll actually enjoy using.

As a not-for-profit financial institution, we return our profits to our members in the form of fewer fees and better rates. That means we’re able to offer you the best checking accounts around!

To open a checking account at MCT Credit Union, you must be a member with a Membership Share Savings Account. The good news is that becoming a member is easy! Learn More


Regular Checking Accounts

Our Regular Checking accounts are completely free and offer great benefits. Teens are eligible to open this account, and we offer special perks for members age 60 and better!

  • Earn competitive interest rates
  • No service fees
  • Convenient online and mobile banking

Learn More