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We know you’ve got a busy life. That’s why MCT Credit Union makes it easy to access and manage your accounts anywhere, anytime. Our online and mobile banking services are convenient, secure, and free.

We love to see you when you stop by one of our branches, but there’s a lot you can also do from your computer or mobile device.

 Online BankingMCT Mobile
Review account balances and historyxx
Transfer funds between accountsxx
Transfer funds to another financial institutionxx
Pay billsxx
Deposit checksx
Receive text or email alertsxx
Apply for a loanxx
Make loan or credit card paymentsxx
Text bankingxx

It’s easy to get started with online and mobile banking! All you have to do is enroll in online banking.

For mobile banking, download the MCT Anywhere app for free:


Deposit checks quickly, easily and securely right from your phone! MCT Credit Union’s Remote Deposit Capture gives you the freedom to bank outside of the credit union’s hours and the Five Corners area. Just follow these 3 easy steps:

  1. Endorse your check by signing the back and writing “For Deposit to MCTCU”
  2. Open the MCT mobile app and select Remote Deposit
  3. Take a photo of your check and select “deposit”

Deposits made by 3:00pm CST will be the same day credit.  Deposits made after 3:00pm CST will be credited on the next business day.  The first $200 of your deposit will be released immediately and the remainder of the funds will be released within 2 business days.  The maximum daily deposit limit is $3,000. Keep your check in a safe place and destroy it after your deposit is confirmed.

With Pocket-to-Pocket payments in the MCT Anywhere app, you can use your mobile phone to instantly send money from your account to somebody else’s account. From paying a friend back for movie tickets to paying the babysitter, Pocket to Pocket gives you a fast, easy, and secure way to check personal payments off your to-do list.

You can pay anyone, anytime in just 5 steps:

  1. Log into MCT Anywhere app
  2. Click on Pocket-to-Pocket
  3. Determine who you want to pay and how much
  4. Enter the information
  5. Click to send

Payment made. It’s that simple!