Kasasa Saver

Easy automatic savings fueled by your free Kasasa Cash account

Kasasa Saver is a free, high-interest saver account linked to your free Kasasa Cash checking account (they work together). So the 3.51% APY* you make on your checking is automatically deposited into your free Kasasa Saver account every month. But that's not all. Your Saver account also piles 1.50% APY* on top of that; so you can sit back, relax and watch your savings grow. Kasasa Saver. Do you Kasasa?

Kasasa Saver is perfect for you if you want:

• Choose Kasasa Cash as your free checking account (whether you already have it or want to open both today)
• Want two high-interest accounts (Kasasa Cash and Kasasa Saver) both working hard to help you save
• Free checking that gives you extra cash each month
• No minimum balance to earn rewards
• Nationwide ATM fee refunds**
• Free online banking

To get 3.51% APY*, do the following each monthly qualification cycle†:

• Have 10 Check Card purchases post and clear
• Have one direct deposit or ACH automatic payment or one Bill Pay post and clear
• Receive e-statements

If you miss a cycle, don't worry!

You will still enjoy free checking and there's no penalty for not qualifying in a given cycle. Plus you get a base 0.13% APY and you get right back to making 3.51% APY and enjoying ATM refunds the next cycle you qualify.

*Annual Percentage Yield (APY) accurate as of 7/1/11. Minimum to open account is $25 for Kasasa Cash and $25 for Kasasa Saver. Rate tiers for Kasasa Cash are as follows: 3.51% applies to balances of $0.01 - $25,000 and 0.25% applies to balances over $25,000 if qualifications are met during the monthly qualification cycle. 0.13% applies to all balances if monthly qualifications are not met. All balances will earn 3.51% - 0.25% if monthly qualifications are met. Kasasa Saver rate tiers are as follows: 1.50% APY applies to balances of $.01 - $25,000 and .25% APY applies to balances over $25,000 as long as qualifications are met each statement cycle on Kasasa Cash account. .13% APY applies to all balances if qualifications are not met on Kasasa Cash. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions. Kasasa Saver rate tiers are as follows: 1.50% applies to balances of $0.01 - $25,000 and 0.25% applies to balances over $25,000 if qualifications are met during the monthly qualification cycle on Kasasa Cash account. 0.13% applies to all balances if qualifications are not met on Kasasa Cash account. All Kasasa Saver balances will earn 1.50% - 0.25% if qualifications are met on Kasasa Cash. Rates may change after the account is opened. Fees may reduce earnings. The APY assumes that Kasasa Cash interest is not compounded when linked to Kasasa Saver, because the interest is automatically transferred to the Kasasa Saver account at the end of the monthly qualification cycle. The interest from the Kasasa Cash account transfers to the Kasasa Saver account, whether the qualifications are met or not.

**ATM Fee reimbursements up to $25 provided only if qualifications are met within the monthly qualification cycle. Excludes business checking accounts. Contact a member services representative for more details.