Deposit Rates

Rates effective February 1, 2012

Kasasa Cash

Account TypeAPY *Min. Balance
$0.01 - $25,0003.51%None
above $25,0000.25%$25,000.00
If qualifications are not met0.13%None

Learn more

Kasasa Saver

Account TypeAPY *Min. Balance
$0.01 - $25,0001.50%None
above $25,0000.25%$25,000.00
If qualifications are not met on Kasasa Cash0.13%None

Learn more

Savings & Checkings

Account TypeDividend RateAPY *Min. Balance
Regular Share Account0.25%0.25%$25.00
Regular Checking Account0.13%0.13%None
Money Market Account .35% .35%$2,500.00
IRA Savings.45%.45%$25.00
Christmas Club0.25%0.25%$25.00

Savings account dividends are earned on the daily balance.

This is a variable rate account; the rate(s) may change after the account is opened.

    CDs

    Account TermDividend RateAPY *Min. Balance
    Six Month.50%.50%$1000.00
    One Year.75%.75%$1000.00
    Two Years1.00%1.00%$1000.00
    Three Years1.25%1.26%$1000.00
    Four Years1.75%1.76%$1000.00
    Five Years2.00%2.02%$1000.00

    IRA Certificates

    Account TermDividend RateAPY *Min. Balance
    Six Month.50%.50%$1000.00
    One Year.75%.75%$1000.00
    Two Years1.00%1.00%$1000.00
    Three Years1.25%1.26%$1000.00
    Four Years1.75%1.76%$1000.00
    Five Years2.00%2.02%$1000.00

    Important Disclosure Information:

    *APY =Annual Percentage Yield.

    Rates, terms and conditions subject to change. Penalty for early withdrawals. Refer to MCTCU "All About Your Account" Disclosure for additional terms and conditions.

    Dividend Rate is an annualized rate of interest approved by the Board of Directors and paid the same on all similar type accounts.

    APY (Annual Percentage Yield) - Expressed as a percentage: reflects the total amount of interest that would be received on a deposit, based on the dividend rate and the frequency of compounding for a 365-day period.

    APYE (Annual Percentage Yield Earned) - Expressed as a percentage; reflects the relationship between the dollar amount of dividends actually earned on the account and the actual average daily balance for that period.