Loan Rates

Rates effective February 1, 2012

Consumer Loans

Loan TypeAPR
0-24 Months
APR
25-36 Months
APR
37-48 Months
APR
49-60 Months
APR
61-72 Months
New Auto Loans3.25%3.25%3.25%3.50%3.75%
Used Auto Loans3.25%3.25%3.25%3.50%3.75%
Boat Loans3.25%3.25%3.25%3.50%3.75%
Travel Trailer Loans3.25%3.25%3.25%3.50%3.75%
Other Collateral Loans3.25%3.25%3.25%3.50%3.75%
Signature Loans8.50%8.50%8.50%8.50%9.00%
Share Secured Loans4%+*4%+*4%+*4%+*4%+*
Line of Credit Loans8.50%8.50%8.50%8.50%8.50%

*Share Secured Loan rates depend on term

Credit Cards

Card TypeAPRLimit
MasterCard Gold8.5% to 17.99%Qualifying Amount up to $2,000
MasterCard Platinum8.5% to 17.99%$2,000 and higher
Business VISA Gold11.9%