
Auto Loans
- Summary
MCT Credit Union offers low rates and excellent, personal service for new and used auto loans.
- Low rates
- Quick approval process
- Friendly service
- Local decisions
- New or used cars, trucks, and more
See the "Preferred Member Auto Club" tab above for benefits like Payment Protection Plans, Preferred Auto Care, and loan rate discounts.
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- Auto Club
Take some time to check out our Preferred Member Auto Club (PMAC). As a participant, you have the option to choose an auto loan package that includes the purchase of all or a combination of the following products:
Payment Protection Plan
If you become disabled and can't work, credit disability insurance will make your monthly loan payments for you. In the event of your death, your balance will be paid in full by credit life insurance.
Preferred Auto Care
Bumper to Bumper coverage on your vehicle after your factory warranty expires. You pay one deductible per visit regardless of the number of parts repaired. You choose the coverage period and the deductible. Coverage can be transferred along with the sale of the vehicle. BIG ADVANTAGE for you. You choose the repair shop. Your protection travels with you, 24 hours a day, 7 days per week, no matter where you go. Motel/restaurant expenses, tire repair, towing/rental coverage, theft deterrent system, locksmith services and much, much more.
Loan Rate Discounts
The purchase of any or all of these products will entitle you to loan rate discounts as well as valued services that protect your auto investment. If you've got your auto loan with a car dealership or another financial institution, let us see if we might be able to lower your rate! We offer auto loan rates as low as 4.99%*. Just check with us for more details.
*Certain Requirements Apply.








