Savings & Investments

Regular Share Accounts, like our Checking Accounts are easy to access - you can even use our convenient NetBranch service, TESS, almost any ATM, and more.

When you save at MCT Credit Union, you are actually purchasing shares of a financial institution that you, your colleagues and family members own. A minimum deposit of $25.00 will open your share (savings) account.

Plus there is no membership fee and no fee when you transfer money from your Share Account to other MCT Credit Union accounts!

Why should you choose our Regular Share Account?

  • We pay a fixed dividend on the entire balance in your account.
  • Your Regular Share Account may be used as collateral for a Share Loan.
  • You may also be able to use your Regular Share Account for special purposes such as creating a personal escrows fund, savings for a down payment on a home or automobile, or building a rainy day fund for emergency purposes,
  • You can have your pay directly deposited into your account if your employer provides Direct Deposit.
  • NCUA insures the cumulative deposits of share-type accounts up to $100,000 (IRAs insured separately).
  • Keeping a $25.00 balance is all it takes to maintain the account!