Savings & Investments

With our Club Accounts, you'll be on your way to building a nest egg in no time!

Millionaire Club in Training

MCT Credit Union has designed a club just for kids up to eight years old!  It's the Millionaire Club in Training, and here's how it works! kids 0-8 years.  As a member of the Millionaire Club in Training, you'll get your first Punch Card when a deposit is made into your Club account. The card has a total of 20 punch areas on it, each one representing $10 of deposits. When a minimum of $10 is deposited into your account, the teller will punch your card 3 times.

Bring in your card each time a deposit is made, and when your card is all punched, you get to pick from our Millionaire Selection rewards. Each time you fill up a card, you will get a new one to start saving again! As an added bonus, on your 1st initial $25 deposit, you'll receive a FREE squeeze bottle, and each time you come in to make your deposit, you'll get to pick a prize from or Treasure Chest located in the branch lobby.

Teen Accounts

Today's teens save, spend and borrow millions of dollars each year and use a variety of financial services - from savings to loans to credit cards. MCT Credit Union is here to help members of all ages learn the basics about how best to choose and use financial services, and we've put together a package that makes it easy for our members age 16 to 19:

It takes only $50 to open a Teen Checking Account, and the first box of MCT Credit Union Checks are free! 

Christmas Club

Be prepared for the holiday season by opening a Christmas Club account, where you can sock away cash into an interest-bearing account designed especially for Christmas spending.

You can add to the account by normal deposits or have a portion payroll deducted. In November the credit union will deposit the balance in your pre-selected deposit account. So start planning now for the holiday season and enjoy Christmas bells, not bills!

Senior Club

MCT Credit Union members 60 and older can take advantage of our Gold Club Account. To take advantage of the Gold Club Account, simply ask for it. You'll receive the same valuable checking services with some extra bonuses added including:

  • Four free boxes of MCT Credit Union checks each year
  • Two free Money Orders each month
  • Two free Travelers Checks each month