Personal Checking

With MCT Credit Union Checking Accounts, you won't find service charges or a minimum balance requirement!

"Extreme Checking" - EARN 6.01% APY* !!

To qualify for "Extreme Checking" rates, your account must meet the following requirements:

  • 10 Check Card Merchant Transactions per qualification cycle**
  • One Direct Deposit or ACH Auto Debit or One Bill-Pay
  • Sign up for FREE Electronic Statements (E-Statements)

If requirements are met:

  • 6.01% APY* on balances up to $25,000
  • 1.01% APY* on balances over $25,000
  • ATM fee refunds up to $25 per statement cycle

Why is the MCT Credit Union Extreme Checking Account our most popular service?  With our huge interest-bearing checking account, there's no minimum balance requirement - and no service charges.

You'll also enjoy overdraft protection, ATM access and much more!

Flexibility is our focus, and you'll find our Extreme Checking Account attractive for many reasons!

Extreme Checking features:

  • No service charges
  • No minimum balance requirement
  • Interest paid monthly
  • Overdraft protection
  • Direct deposit and payroll deduction available
  • Pre-authorized drafting available
  • Access with the MCT Credit Union Debit/Check Card or ATM Card

Simply contact a Member Service Representative at one of our branch locations to setup your Extreme Checking Account!

If you are already a member of MCT Credit Union, you simply need to complete and sign the opt in form, mail or drop it by one of our branches for processing.

  • Annual Percentage Yield
  • Certain Requirements Apply
  • This checking is for consumer accounts only.
  • See OPT-IN disclosure for definition of qualification cycle.