Business VISA Gold
- Summary
Give your business serious purchasing power that works anywhere you need it.
Individual cards with separate credit lines all roll up to one corporate bill for reconciliation and payment.
- Works worldwide
- No annual fee
- No transaction fee
- 11.9%* Interest Rate and Cash Advances
- No balance transfer fee
- 25 day grace period
- $250,000 Travel Accident Insurance
- Baggage Delay Benefits
- Auto Rental Collision Damage Waiver
Online access at www.dreampoints.com
*annual percentage rate
- More Information
APR
Annual Percentage Rate.
Late Payment Fee
If a payment is 15 or more days late, a late charge of 5% of balance not to exceed $25 will be added to your account.
Over-The-Credit Limit Fee
You may be charged a fee of $15 on a statement date if your new balance on that date, less any fees imposed during the cycle, is more than the credit line or 2.5% over your credit limit.
Dishonored Payments
A fee of $20 will be charged for each dishonored credit card payment made by check or account debit.
Your exact rate depends on your credit standing. Ask a member service representative about the rate you qualify for. If, upon evaluation of your completed application and information provided to us by others, we find that you do not meet the criteria, you may receive a different product or credit may not be extended.
The information about the cost of the cards described in this application is accurate as of February, 2008. This information may have changed after that date. To find out what may have changed, call 1-409-727-1446 or write to MCT Credit Union at P.O. Box 279, Port Neches, TX 77651.
Lost & Stolen
Call To Report Lost or Stolen MasterCard, Town North Bank Security at 1-800-442-4757, available 24 hours a day, 7 days a week.
Call To Report Transaction Dispute MasterCard, Town North Bank at 1-800-442-4757, available 24 hours a day, 7 days a week.
To Protect Your Billing Rights
Disputes need to be reported in writing detailing all pertinent information within 60 days from the receipt of the first statement when the error was discovered.
