Regular Checking

It's all about the benefits. This interest-bearing account has no service charge, no minimum balance requirements, available overdraft protection and more! Just one more way we help you make the most of your money.

• No service charge
• Interest paid monthly
• Only $25 to open checking account
• No minimum balance requirement
• Overdraft protection available
• Direct deposit and payroll deduction available
• Duplicate checks
• Bounce Safe Overdraft Courtesy

A minimum deposit of only $25 will open your regular checking account and give you access to all of our services. This a free checking account and interest is paid on a monthly basis. A membership savings account with a minimum of $25 is required to open the regular checking account.

Membership is simple. You can become a member if you live, work or are located in Hardin, Jefferson or Orange County and maintain a share savings account. Remember, your family members may be eligible for membership in MCT Credit Union as well! Check with a Member Services Representative for more details.