Kasasa Cash

Kasasa Cash is a free checking account that puts 3.51% APY* right in your pocket. After all, it's your cash so you should benefit the most from it. Get the most for your money. Kasasa Cash. Do you Kasasa?

Kasasa Cash is perfect for you if you want:

• 3.51% APY on all balances under $25,000 if qualifications are met
• 0.25% on all balances over $25,000 if qualifications are met
• 0.13% on entire balance if qualifications are not met
• Free checking that gives you extra cash each month
• No minimum balance to earn rewards
• Nationwide ATM fee refunds**
• Free online banking

To get 3.51% APY*, do the following each monthly qualification cycle†:

• Have 10 Check Card purchases post and clear
• Have one direct deposit or ACH automatic payment or one Bill Pay post and clear
• Receive e-statements

If you miss a cycle, don't worry!

You will still enjoy free checking and there's no penalty for not qualifying in a given cycle. Plus you get a base 0.13% APY and you get right back to making 3.51% APY and enjoying ATM refunds the next cycle you qualify.

*Annual Percentage Yield (APY) accurate as of 7/1/11. Minimum to open account is $25. Rate tiers are as follows: 3.51% applies to balances of $0.01 - $25,000 and 0.25% applies to balances over $25,000 if qualifications are met during the monthly qualification cycle. 0.13% applies to all balances if monthly qualifications are not met. All balances will earn 3.51% - 0.25% if monthly qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions.

**ATM Fee reimbursements up to $25 provided only if qualifications are met within the monthly qualification cycle. Excludes business checking accounts. Contact a member services representative for more details.

Membership is simple. You can become a member if you live, work or are located in Hardin, Jefferson or Orange County and maintain a share savings account. Remember, your family members may be eligible for membership in MCT Credit Union as well! Check with a Member Services Representative for more details.